{"id":34256,"date":"2014-08-15T10:00:13","date_gmt":"2014-08-15T02:00:13","guid":{"rendered":"http:\/\/www.url.com.tw\/blog\/?p=34256"},"modified":"2014-08-14T15:32:50","modified_gmt":"2014-08-14T07:32:50","slug":"%e5%b0%88%e8%a8%aa%e6%96%bd%e7%be%85%e5%be%b7%e5%85%a8%e7%90%83%e7%ad%96%e7%95%a5%e5%9c%98%e9%9a%8a%e8%b2%a0%e8%b2%ac%e4%ba%ba-%e8%90%8a%e6%96%af%e7%a6%ae%ef%bc%8e%e6%91%a9%e6%a0%b9-%e8%87%b3%e5%b0%91","status":"publish","type":"post","link":"https:\/\/www.url.com.tw\/blog\/?p=34256","title":{"rendered":"\u5c08\u8a2a\u65bd\u7f85\u5fb7\u5168\u7403\u7b56\u7565\u5718\u968a\u8ca0\u8cac\u4eba \u840a\u65af\u79ae\uff0e\u6469\u6839 \u81f3\u5c11\u63d0\u64a5\u85aa\u8cc715\uff05 \u624d\u80fd\u5b89\u7a69\u6522\u8db3\u9000\u4f11\u91d1"},"content":{"rendered":"<p><span style=\"font-size:16px;line-height:1.6em;\">\u6587\uff0f\u6797\u8b93\u5747<\/span><\/p>\n<p><span style=\"font-size:16px;line-height:1.6em;\">2014-08-01<\/span><\/p>\n<p><span style=\"font-size:16px;line-height:1.6em;\"><a href=\"http:\/\/www.url.com.tw\/blog\/wp-content\/uploads\/2014\/08\/41.jpg\" ><img loading=\"lazy\" alt=\"4\" class=\"alignnone size-full wp-image-34257\" height=\"300\" src=\"https:\/\/www.url.com.tw\/blog\/wp-content\/uploads\/2014\/08\/41.jpg\" width=\"450\" \/><\/a><\/span><\/p>\n<p><span style=\"font-size:16px;line-height:1.6em;\">\u4f9d\u7167\u570b\u969b\u8da8\u52e2\uff0c\u5c08\u5bb6\u5efa\u8b70\uff0c\u60f3\u8981\u6709\u6eff\u610f\u7684\u9000\u4f11\u751f\u6d3b\uff0c\u5c31\u8981\u6709\u5c0d\u7684\u63d0\u64a5\u7387\u3001\u5c0d\u7684\u6295\u8cc7\u65b9\u5f0f\u4ee5\u53ca\u5c0d\u7684\u98a8\u96aa\u7ba1\u63a7\uff0c\u800c\u4e14\uff0c\u73fe\u5728\u5c31\u8981\u958b\u59cb\u6e96\u5099\uff01<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size:16px;line-height:1.6em;\">\u300c\u8d70\u904d\u4e16\u754c\u5404\u5730\uff0c\u6211\u767c\u73fe\u5927\u591a\u6578\u7684\u4eba\u90fd\u6c92\u6709\u8fa6\u6cd5\u904e\u6eff\u610f\u7684\u9000\u4f11\u751f\u6d3b\uff0c\u56e0\u70ba\u9000\u4f11\u91d1\u9060\u9060\u4e0d\u5920\uff01\u300d\u65bd\u7f85\u5fb7\uff08Schroders\uff09\u5168\u7403\u7b56\u7565\u5718\u968a\u8ca0\u8cac\u4eba\u840a\u65af\u79ae\uff0e\u6469\u6839\uff08Lesley-Ann Morgan\uff09\uff0c\u4f86\u53f0\u63a5\u53d7\u5c08\u8a2a\uff0c\u4e00\u958b\u59cb\u5c31\u62cb\u51fa\u9019\u60b2\u89c0\u7d50\u8ad6\u3002<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size:16px;line-height:1.6em;\">\u670918\u5e74\u9867\u554f\u7d93\u9a57\u7684\u5979\uff0c\u591a\u5e74\u4f86\u8d70\u8a2a\u5404\u570b\uff0c\u7814\u7a76\u5404\u7a2e\u9000\u4f11\u5236\u5ea6\uff0c\u65e5\u524d\u5728\u65bd\u7f85\u5fb7\u502b\u6566\u7e3d\u90e8\u767c\u8868\u4e00\u4efd\u91cd\u91cf\u7d1a\u7684\u5168\u7403\u9000\u4f11\u95dc\u9375\u5831\u544a\u300a\u78ba\u5b9a\u63d0\u64a5\u5236\uff08Defined Contribution Plan\uff0c\u7c21\u7a31DC\uff09\u9000\u4f11\u91d1\u8a08\u756b\u4e4b\u8a2d\u8a08\u300b\uff0c\u5f15\u767c\u95dc\u6ce8\u3002<\/span><\/p>\n<p><span style=\"font-size:16px;line-height:1.6em;\">&nbsp;&nbsp; &nbsp;&nbsp;&nbsp; &nbsp;<br \/>\n\t<span style=\"color:#800080;\"><strong>\u56db\u5927\u56e0\u7d20 \u5c0e\u81f4\u78ba\u5b9a\u7d66\u4ed8\u5236\u88ab\u53d6\u4ee3<\/strong><\/span><br \/>\n\t\u300c\u5168\u7403\u9010\u6b65\u9032\u5165DC\u6642\u4ee3\uff01\u300d\u77ed\u9aee\u5e79\u7df4\u7684\u840a\u65af\u79ae\u8aaa\uff0c\u63a1\u7528DC\u5236\u5ea6\u6b63\u662f\u89e3\u6c7a\u9000\u4f11\u91d1\u4e0d\u8db3\u7684\u4e3b\u8981\u65b9\u6cd5\u3002\u5979\u89e3\u91cb\uff0cDC\u662f\u6307\u6bcf\u6708\u56fa\u5b9a\u5f9e\u85aa\u8cc7\u4e2d\u63d0\u64a5\u591a\u5c11\u6bd4\u4f8b\u4ee5\u53ca\u5176\u57fa\u91d1\u5b73\u606f\uff0c\u6c7a\u5b9a\u672a\u4f86\u9000\u4f11\u91d1\u591a\u5be1\uff0c\u5df2\u7d93\u53d6\u4ee3\u904e\u53bb\u6d41\u884c\u7684\u300c\u78ba\u5b9a\u7d66\u4ed8\u300d\u65b9\u6848\uff0c\u5373\u7531\u96c7\u4e3b\u4f86\u7d66\u4ed8\u4e00\u5b9a\u9000\u4f11\u91d1\u3002<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size:16px;line-height:1.6em;\">\u7c21\u55ae\u6bd4\u8f03\uff0c\u76ee\u524d\u5be6\u65bd\u7684\u52de\u9000\u65b0\u5236\u5c31\u5c6c\u65bcDC\u65b9\u6848\uff0c\u800c\u52de\u9000\u820a\u5236\u4fdd\u969c\u54e1\u5de5\u9000\u4f11\u6642\u53ef\u9818\u5b9a\u984d\u9000\u4f11\u91d1\u5c31\u662fDB\uff08Defined Benefit Plan\uff09\u65b9\u6848\u3002<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size:16px;line-height:1.6em;\">\u70ba\u4f55DB\u65b9\u6848\u5728\u8a31\u591a\u570b\u5bb6\u88abDC\u53d6\u4ee3\u5462\uff1f\u300c\u4e3b\u8981\u6709\u56db\u500b\u80cc\u666f\u56e0\u7d20\uff01\u300d\u840a\u65af\u79ae\u8aaa\uff0c\u9996\u5148\uff0c\u96a8\u8457\u4eba\u5011\u6108\u6d3b\u6108\u4e45\uff0cDB\u7684\u9000\u4f11\u91d1\u984d\u52e2\u5fc5\u5f97\u6e96\u5099\u6108\u591a\uff0c\u7d42\u5c07\u9054\u5230\u53ef\u652f\u4ed8\u7684\u81e8\u754c\u9ede\u3002\u518d\u8005\uff0c\u5168\u7403\u751f\u80b2\u7387\u6108\u4f86\u6108\u4f4e\uff0c\u9019\u8868\u793a\u6108\u4f86\u6108\u5c11\u52de\u52d5\u4eba\u53e3\u4f86\u652f\u4ed8\u5c46\u81e8\u9000\u4f11\u8005\u7684\u9000\u4f11\u91d1\u3002<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size:16px;line-height:1.6em;\">\u7b2c\u4e09\uff0c\u5168\u7403\u653f\u5e9c\u5c0d\u52de\u9000\u7684\u76f8\u95dc\u6cd5\u898f\u6108\u4f86\u6108\u56b4\u683c\uff0c\u5f37\u8feb\u4f01\u696d\u61c9\u8a72\u6339\u6ce8\u66f4\u591a\u9000\u4f11\u91d1\uff0c\u54e1\u5de5\u5c0d\u6b64\u7684\u8981\u6c42\u4e5f\u53ea\u6703\u66f4\u591a\uff0c\u96c7\u4e3b\u7121\u80fd\u529b\u518d\u652f\u4ed8\u3002<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size:16px;line-height:1.6em;\">\u7b2c\u56db\u500b\u539f\u56e0\u662f\uff0c\u73fe\u4eca\u7684\u9000\u4f11\u57fa\u91d1\u5831\u916c\u7387\u666e\u904d\u6c92\u6709\u5f80\u5e38\u597d\uff0c\u53ea\u80fd\u8b93\u85aa\u6c34\u63d0\u64a5\u7387\u8b8a\u5f97\u66f4\u9ad8\uff0c\u4ee5\u88dc\u8db3\u9000\u4f11\u91d1\u7f3a\u53e3\u3002\u300c\u653f\u5e9c\u4e0d\u80fd\u7e2e\u6e1b\u54e1\u5de5\u7684\u9000\u4f11\u91d1\u898f\u6a21\uff0c\u53ea\u597d\u628aDB\u8a08\u756b\u95dc\u9589\uff0c\u53e6\u8d77DC\u8a08\u756b\uff0c\u8b93\u52de\u5de5\u81ea\u5df1\u63d0\u64a5\uff01\u300d\u840a\u65af\u79ae\u7b11\u9053\uff0c\u52de\u5de5\u6700\u597d\u9760\u81ea\u5df1\u3002<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size:16px;line-height:1.6em;\">\u76ee\u524d\uff0c\u5305\u62ec\u745e\u5178\u3001\u6fb3\u6d32\u3001\u65b0\u52a0\u5761\u3001\u58a8\u897f\u54e5\u7b49\u570b\u5bb6\u90fd\u5f37\u5236\u54e1\u5de5\u52a0\u5165\u570b\u5bb6\u6216\u4f01\u696d\u7684DC\u65b9\u6848\uff0c\u82f1\u570b\u4e5f\u5373\u5c07\u5be6\u65bd\u3002\u62c9\u4e01\u7f8e\u6d32\u7b2c\u4e00\u500b\u958b\u59cbDC\u8a08\u756b\u7684\u667a\u5229\uff0c\u751a\u81f3\u5f9e1980\u5e74\u5c31\u6539\u9769\u3002\u4f46\u840a\u65af\u79ae\u767c\u73fe\uff0c\u5f9eDB\u904e\u6e21\u5230DC\uff0c\u7522\u751f\u5f88\u5927\u7684\u8f49\u63db\u98a8\u96aa\u3002\u539f\u56e0\u5c31\u5728\u65bc\uff0c\u7576\u4f01\u696d\u5f9eDB\u904e\u6e21\u5230DC\uff0c\u4ee3\u8868\u8457\u96c7\u4e3b\u7684\u9000\u4f11\u91d1\u63d0\u64a5\u6210\u672c\u4e0b\u964d\u4e86\uff0c\u53ef\u662f\u54e1\u5de5\u7684\u63d0\u64a5\u7387\u537b\u6c92\u6709\u586b\u88dc\u4e0a\u4f86\uff0c\u7d50\u679c\u662f\u8b93\u9000\u4f11\u91d1\u8b8a\u5c11\uff0c\u4fdd\u969c\u6e1b\u5c11\u4e86\u3002<\/span><\/p>\n<p><span style=\"font-size:16px;line-height:1.6em;\">&nbsp;&nbsp; &nbsp;&nbsp;&nbsp; &nbsp;<\/span><\/p>\n<p><span style=\"font-size:16px;line-height:1.6em;\"><span style=\"color:#800080;\"><strong>\u9023\u7e8c\u63d0\u64a540\u5e74 \u6bcf\u5e743\uff05\u5be6\u8cea\u5831\u916c\u7387<\/strong><\/span><br \/>\n\t\u63d0\u64a5\u7387\u5230\u5e95\u591a\u5c11\u624d\u5920\uff1f\u56de\u7b54\u554f\u984c\u524d\uff0c\u840a\u65af\u79ae\u5148\u8209\u4e86\u4e00\u500b\u6fb3\u6d32\u7684\u4f8b\u5b50\u3002\u5979\u8aaa\uff0c\u6fb3\u6d32\u5f9e1992\u5e74\u5be6\u884cDC\uff0c\u63d0\u64a5\u7387\u9810\u8a08\u6703\u5f9e\u73fe\u884c\u76849\uff05\uff0c\u5206\u968e\u6bb5\u57282019\u5e747\u6708\u63d0\u9ad8\u81f312\uff05\u3002\u5c31\u7b97\u9019\u6a23\uff0c\u6fb3\u6d32\u6700\u5927\u7684\u6703\u8a08\u6a5f\u69cb\uff08CPA\uff09\u9084\u8b66\u544a\uff0c12\uff05\u7684\u63d0\u64a5\u7387\u4ecd\u4e0d\u8db3\u4ee5\u652f\u61c9\u6fb3\u6d32\u4eba\u7684\u9000\u4f11\u751f\u6d3b\u3002<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size:16px;line-height:1.6em;\">\u53cd\u89c0\u53f0\u7063\uff0c\u9664\u4e86\u96c7\u4e3b\u5f37\u5236\u63d0\u64a56\uff05\uff0c\u54e1\u5de5\u4e5f\u53ef\u81ea\u9858\u63d0\u64a5\u6700\u9ad8\u90546\uff05\u3002\u4f46\u76ee\u524d\u53ea\u7d0434.4\u842c\u4eba\u3001\u4e0d\u52306\uff05\u9858\u610f\u81ea\u884c\u63d0\u64a5\u3002\u300c\u53f0\u7063\u63d0\u64a5\u7387\u592a\u4f4e\u4e86\uff01\u300d\u840a\u65af\u79ae\u6416\u982d\u9a5a\u547c\uff0c\u4ee5\u5979\u7684\u7814\u7a76\u770b\u4f86\uff0c\u63d0\u64a5\u7387\u81f3\u5c11\u8981\u9054\u5230\u85aa\u8cc7\u768415\uff05\uff0c\u9023\u7e8c\u63d0\u64a540\u5e74\u3002\u4e14\u63d0\u64a5\u91d1\u7684\u6295\u8cc7\u6bcf\u5e74\u5f97\u67093\uff05\u5be6\u8cea\u5831\u916c\u7387\uff0c\u624d\u80fd\u9054\u5230\u6700\u5f8c\u6708\u85aa\u7d042\uff0f3\u7684\u6240\u5f97\u66ff\u4ee3\u7387\uff0c\u8b93\u9000\u4f11\u751f\u6d3b\u6eff\u610f\u3002<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size:16px;line-height:1.6em;\">\u60f3\u57f7\u884cDC\u65b9\u6848\u5f97\u5148\u6253\u6557\u4eba\u7684\u300c\u60f0\u6027\u300d\u3002\u300c\u300e\u81ea\u52d5\u52a0\u5165\u300f\uff08auto-enrolment\uff09\u662fDC\u65b9\u6848\u80fd\u5426\u6210\u529f\u7684\u95dc\u9375\uff01\u300d\u840a\u65af\u79ae\u8aaa\uff0c\u5168\u7403\u904b\u4f5c\u6210\u529f\u7684DC\uff0c\u591a\u6709\u5c07\u52de\u5de5\u5f37\u5236\u52a0\u5165\u7684\u8a2d\u8a08\uff0c\u8b93\u5b89\u5168\u7db2\u53ef\u4ee5\u6db5\u84cb\u6240\u6709\u52de\u5de5\u3002<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size:16px;line-height:1.6em;\">\u5979\u4e5f\u5efa\u8b70\u61c9\u8a72\u7d0d\u5165\u300c\u81ea\u52d5\u589e\u63d0\u300d\uff08auto-escalation\uff09\u7684\u8a2d\u8a08\u3002\u7f8e\u570b\u66fe\u6709\u4e00\u9805\u300c\u5b58\u66f4\u591a\u660e\u5929\u300d\uff08Save More Tomorrow\uff09\u8a08\u756b\uff0c\u767c\u73fe\u8981\u52de\u5de5\u4e00\u4e0b\u5b50\u63d0\u64a510\uff05\uff0c\u90a3\u4ed6\u5011\u6703\u4e7e\u8106\u4e0d\u63d0\u64a5\u3002\u4f46\u82e5\u5f9e3.5\uff05\u958b\u59cb\u6bcf\u5e74\u589e\u52a0\u63d0\u64a5\u7387\uff0c40\u500b\u6708\u5f8c\u4e0d\u77e5\u4e0d\u89ba\u5c31\u62c9\u9ad8\u523013.6\uff05\u3002\u9019\u9805\u300c\u7121\u75db\u300d\u8a08\u756b\u4e5f\u9010\u6f38\u88ab\u5404\u570b\u63a1\u7528\u3002<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size:16px;line-height:1.6em;\">\u5404\u570bDC\u65b9\u6848\u4e2d\uff0c\u901a\u5e38\u653f\u5e9c\u4e26\u6c92\u6709\u4fdd\u8b49\u9000\u4f11\u57fa\u91d1\u7684\u5831\u916c\u7387\uff0c\u4f46\u6469\u6839\u5efa\u8b70\uff0cDC\u76ee\u6a19\u5831\u916c\u7387\u61c9\u8a72\u9ad8\u65bc\u7d043\uff05\u7684\u901a\u81a8\u7387\u3002\u6bcf\u5e74\u5be6\u8cea\u5831\u916c\u7387\u61c9\u8a2d\u5b9a\u57283\uff5e5\uff05\u3002<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size:16px;line-height:1.6em;\">\u300c\u8a31\u591aDC\u65b9\u6848\uff0c\u6703\u628a\u9000\u4f11\u6e96\u5099\u91d1\u653e\u5230\u300e\u9810\u8a2d\u57fa\u91d1\u300f\uff08default funds\uff09\u4e2d\u6295\u8cc7\uff0c\u300d\u5979\u89e3\u91cb\uff0c\u9810\u8a2d\u57fa\u91d1\u901a\u5e38\u8a2d\u5b9a\u70ba\u300c\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u300d\u6216\u300c\u751f\u547d\u9031\u671f\u57fa\u91d1\u300d\u3002<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size:16px;line-height:1.6em;\">\u9019\u985e\u57fa\u91d1\u7684\u6982\u5ff5\u662f\uff0c\u57fa\u91d1\u7d93\u7406\u4eba\u6703\u81ea\u52d5\u5e6b\u6295\u8cc7\u8005\u8abf\u6574\u4eba\u751f\u5404\u968e\u6bb5\u7684\u8cc7\u7522\u914d\u7f6e\uff0c\u4ee5\u8cfa\u53d6\u53ef\u652f\u61c9\u9000\u4f11\u7684\u5408\u7406\u5831\u916c\u3002<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size:16px;line-height:1.6em;\">\u4f8b\u5982\u6295\u8cc7\u8005\u9084\u5e74\u8f15\u6642\uff0c\u628a\u6295\u8cc7\u90e8\u4f4d\u5927\u6bd4\u4f8b\u653e\u5728\u9ad8\u98a8\u96aa\u6ce2\u52d5\u7684\u80a1\u5e02\uff0c\u53ca\u65e9\u8cfa\u53d6\u9ad8\u6210\u9577\u7684\u5831\u916c\u7387\u3002\u7b49\u6295\u8cc7\u8005\u63a5\u8fd1\u9000\u4f11\u5e74\u9f61\uff0c\u5247\u6539\u70ba\u964d\u4f4e\u8667\u640d\u7684\u9632\u5b88\u578b\u6295\u8cc7\uff0c\u628a\u6295\u8cc7\u90e8\u4f4d\u5927\u5e45\u8f49\u63db\u70ba\u50b5\u5238\u6216\u73fe\u91d1\u3002\u8a72\u4efd\u5831\u544a\u8a66\u7b97\u904e\uff0c\u4e00\u500b\u63d0\u64a5\u9000\u4f11\u91d1\u7d0410\u5e74\u768430\u6b72\u4eba\uff0c\u53ca\u63d0\u64a5\u7d0430\u5e74\u768450\u6b72\u4eba\uff0c\u82e5\u540c\u6a23\u906d\u904720\uff05\u6295\u8cc7\u640d\u5931\uff0c\u5169\u4eba\u572860\u6b72\u9000\u4f11\u6642\uff0c\u524d\u8005\u7684\u9000\u4f11\u91d1\u984d\u5c07\u6bd4\u5f8c\u8005\u591a\u51fa15\uff05\u3002<\/span><\/p>\n<p><span style=\"font-size:16px;line-height:1.6em;\">&nbsp;&nbsp; &nbsp;&nbsp;&nbsp; &nbsp;<\/span><\/p>\n<p><span style=\"color:#800080;\"><strong><span style=\"font-size: 16px; line-height: 1.6em;\">\u7f8e\u570b\u5169\u7a2e\u9000\u4f11\u57fa\u91d1\u64cd\u4f5c \u52de\u5de5\u53ef\u81ea\u9078<\/span><\/strong><\/span><\/p>\n<p><span style=\"font-size:16px;line-height:1.6em;\">\u6b64\u5916\uff0c\u9000\u4f11\u57fa\u91d1\u64cd\u4f5c\u901a\u5e38\u6709\u5169\u7a2e\u65b9\u6848\uff0c\u4e00\u7a2e\u662f\u7531\u653f\u5e9c\u8207\u57fa\u91d1\u53d7\u8a17\u8005\u5e6b\u5fd9\u9078\u64c7\u6295\u5165\u54ea\u7a2e\u57fa\u91d1\uff1b\u53e6\u4e00\u7a2e\u662f\u50cf\u7d10\u897f\u862d\uff0c\u76e1\u53ef\u80fd\u8b93\u52de\u5de5\u81ea\u5df1\u9078\u64c7\uff0c\u4e26\u8a2d\u6709\u5c08\u9580\u4eba\u54e1\u4f86\u8f14\u5c0e\u3002\u58a8\u897f\u54e5\u4e5f\u662f\u6709\u9650\u5ea6\u7684\u9078\u64c7\u3002<\/span><\/p>\n<p>\n\t<span style=\"font-size:16px;line-height:1.6em;\">\u4ed6\u5011\u6709\u56db\u7a2e\u56e0\u5e74\u9f61\u4f86\u5340\u5206\u7684\u9810\u8a2d\u57fa\u91d1\uff0c\u7531\u57fa\u91d1\u7d93\u7406\u4eba\u3001\u7576\u5730\u9280\u884c\u4f86\u7ba1\u7406\uff0c\u4f46\u9664\u4e86\u9019\u56db\u7a2e\u5c31\u6c92\u6709\u5176\u4ed6\u9078\u64c7\u3002<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size:16px;line-height:1.6em;\">\u5979\u7b11\u8aaa\uff0c\u745e\u5178\u662f\u53e6\u4e00\u500b\u6975\u7aef\u4f8b\u5b50\u3002\u5728\u81ea\u9078\u90e8\u5206\uff0c\u4ed6\u5011\u63d0\u4f9b\u4e86\u6578\u767e\u652f\u57fa\u91d1\uff0c\u7d50\u679c\u5927\u5bb6\u90fd\u4e0d\u77e5\u5982\u4f55\u9078\uff0c\u6295\u8cc7\u7d93\u9a57\u8207\u7e3e\u6548\u4e5f\u4e0d\u76e1\u7406\u60f3\u3002<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size:16px;line-height:1.6em;\">\u800c\u7f8e\u570b\u5247\u958b\u653e19\u500b\u57fa\u91d1\u8b93\u52de\u5de5\u9078\u64c7\uff0c\u4f46\u7f8e\u570b\u505a\u70ba\u9810\u8a2d\u57fa\u91d1\u7684\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u6709\u5169\u7a2e\uff0c\u4e00\u7a2e\u662f\u5230\uff08to\uff09\u9000\u4f11\u65e5\u671f\u70ba\u6b62\uff0c\u4e00\u7a2e\u662f\u6301\u7e8c\u6db5\u84cb\uff08through\uff09\u5230\u9000\u4f11\u4e4b\u5f8c\u3002\u524d\u8005\u662f\u5728\u9000\u4f11\u524d\u5c31\u5927\u5e45\u964d\u4f4e\u6210\u9577\u6027\u8cc7\u7522\uff0c\u5982\u80a1\u7968\uff0c\u8f49\u800c\u70ba\u98a8\u96aa\u6ce2\u52d5\u8f03\u4f4e\u7684\u50b5\u5238\u548c\u73fe\u91d1\uff0c\u78ba\u4fdd\u80fd\u5be6\u73fe\u9000\u4f11\u7576\u6642\u7684\u73fe\u91d1\u50f9\u503c\u3002\u5f8c\u8005\u8457\u773c\u65bc\u6d3b\u5f97\u6108\u4e45\uff0c\u9700\u8981\u7684\u751f\u6d3b\u6210\u672c\u6108\u9ad8\uff0c\u6240\u4ee5\u5728\u9000\u4f11\u5f8c\u6301\u7e8c\u6301\u6709\u8f03\u9ad8\u6bd4\u4f8b\u7684\u6210\u9577\u6027\u8cc7\u7522\u3002\u8a72\u9078\u64c7\u54ea\u7a2e\u65b9\u6848\uff0c\u5176\u5be6\u4e5f\u8b93\u8a31\u591a\u52de\u5de5\u5927\u50b7\u8166\u7b4b\u3002<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size:16px;line-height:1.6em;\">\u96a8\u8457\u4eba\u985e\u5e73\u5747\u9918\u547d\u6108\u4f86\u6108\u9577\uff0c\u840a\u65af\u79ae\u4e5f\u770b\u5230\u300c\u90e8\u5206\u9000\u4f11\u300d\uff08partial retirement\uff09\u73fe\u8c61\u6108\u666e\u904d\uff0c\u4e5f\u5c31\u662f\u5c46\u9f61\u9000\u4f11\u5f8c\uff0c\u9084\u5f97\u7e7c\u7e8c\u5de5\u4f5c\u3002\u300c\u9019\u662f\u56e0\u70ba\u9000\u4f11\u91d1\u9060\u9060\u4e0d\u5920\uff0c\u4eba\u5011\u6839\u672c\u4e0d\u6562\u9000\uff01\u745e\u5178\u751a\u81f3\u7814\u8b70\u628a\u9000\u4f11\u5e74\u9f61\u5ef6\u9577\u523072\u6b72\uff0c\u4eba\u5011\u771f\u7684\u6703\u8001\u6b7b\u5728\u8fa6\u516c\u684c\u4e0a\u554a\uff01\u300d\u840a\u65af\u79ae\u5606\u9053\uff0c\u60f3\u8981\u6709\u5145\u8db3\u7684\u9000\u4f11\u91d1\uff0c\u5c31\u8981\u6709\u5c0d\u7684\u63d0\u64a5\u7387\u3001\u5c0d\u7684\u6295\u8cc7\u65b9\u5f0f\u4ee5\u53ca\u5c0d\u7684\u98a8\u96aa\u7ba1\u63a7\u3002\u300cDC\u6642\u4ee3\u4e2d\uff0c\u9000\u4f11\u5f97\u9760\u81ea\u5df1\u591a\u6e96\u5099\u4e00\u9ede\uff01\u300d\u5979\u63d0\u9192\u53f0\u7063\u4e0a\u73ed\u65cf\uff0c\u70ba\u9632\u9000\u4f11\u91d1\u4e0d\u5920\uff0c\u7b2c\u4e00\u6b65\u5148\u5f9e\u300c\u62c9\u9ad8\u81ea\u9858\u63d0\u64a5\u7387\u300d\u958b\u59cb\u5427\uff01<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size:16px;line-height:1.6em;\">\u3010\u672c\u6587\u6458\u81ea\u9060\u898b\u96dc\u8a8c7\u6708\u865f\uff1b\u66f4\u591a\u6587\u7ae0\u8acb\u4e0a\u9060\u898b\u96dc\u8a8c\u5b98\u7db2\uff1a<a href=\"http:\/\/www.gvm.com.tw\"  target=\"_blank\">www.gvm.com.tw<\/a>\u3011<br \/>\n\t\u3010\u7acb\u5373\u8cfc\u8cb7\u9060\u898b\u96dc\u8a8c7\u6708\u865f\uff1a<a href=\"http:\/\/store.gvm.com.tw\/magazine_information_709.html\"  target=\"_blank\">http:\/\/store.gvm.com.tw\/magazine_information_709.html<\/a>\u3011<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p><span style=\"font-size:16px;line-height:1.6em;\">\u6587\uff0f\u6797\u8b93\u5747<\/span><\/p>\n<p><span style=\"font-size:16px;line-height:1.6em;\">2014-08-01<\/span><\/p>\n<p><span style=\"font-size:16px;line-height:1.6em;\"><a href=\"http:\/\/www.url.com.tw\/blog\/wp-content\/uploads\/2014\/08\/41.jpg\" ><\/a><\/span><\/p>\n<p><span style=\"font-size:16px;line-height:1.6em;\">\u4f9d\u7167\u570b\u969b\u8da8\u52e2\uff0c\u5c08\u5bb6\u5efa\u8b70\uff0c\u60f3\u8981\u6709\u6eff\u610f\u7684\u9000\u4f11\u751f\u6d3b\uff0c\u5c31\u8981\u6709\u5c0d\u7684\u63d0\u64a5\u7387\u3001\u5c0d\u7684\u6295\u8cc7\u65b9\u5f0f\u4ee5\u53ca\u5c0d\u7684\u98a8\u96aa\u7ba1\u63a7\uff0c\u800c\u4e14\uff0c\u73fe\u5728\u5c31\u8981\u958b\u59cb\u6e96\u5099\uff01<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size:16px;line-height:1.6em;\">\u300c\u8d70\u904d\u4e16\u754c\u5404\u5730\uff0c\u6211\u767c\u73fe\u5927\u591a\u6578\u7684\u4eba\u90fd\u6c92\u6709\u8fa6\u6cd5\u904e\u6eff\u610f\u7684\u9000\u4f11\u751f\u6d3b\uff0c\u56e0\u70ba\u9000\u4f11\u91d1\u9060\u9060\u4e0d\u5920\uff01\u300d\u65bd\u7f85\u5fb7\uff08Schroders\uff09 <span class='read-more'><a href=\"https:\/\/www.url.com.tw\/blog\/?p=34256\" >\u2026\u7e7c\u7e8c\u95b1\u8b80<\/a><\/span><\/span><\/p>\n<div class=\"clear-float\"><\/div>\n","protected":false},"author":50,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[2097,1770],"tags":[10304,10303,10302,10301,8915],"_links":{"self":[{"href":"https:\/\/www.url.com.tw\/blog\/index.php?rest_route=\/wp\/v2\/posts\/34256"}],"collection":[{"href":"https:\/\/www.url.com.tw\/blog\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.url.com.tw\/blog\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.url.com.tw\/blog\/index.php?rest_route=\/wp\/v2\/users\/50"}],"replies":[{"embeddable":true,"href":"https:\/\/www.url.com.tw\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=34256"}],"version-history":[{"count":0,"href":"https:\/\/www.url.com.tw\/blog\/index.php?rest_route=\/wp\/v2\/posts\/34256\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.url.com.tw\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=34256"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.url.com.tw\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=34256"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.url.com.tw\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=34256"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}